It is always worthwhile to take time to check to see whether you have cover for the personal belongings away from the home. In a typical family nowadays it is amazing how times have changed and the amount of electronic devices and mobile phones that may be taken out the house will be quite different to a few years ago.
It is not that long ago that the most expensive thing you could find in a school satchel was a simple Casio calculator the size of a house brick. However, today’s teens are turning-up at the school gates with electronic gadgets that add up to an average of £130. Research by a leading insurance price comparison site has found that nearly 50% of schoolchildren take a mobile phone to school (often hand me downs from older siblings and parents) and 8% regularly take tablets to work on.
Teenagers generally aren’t known for looking after their possessions (if you need proof just look at the state of the average teenage bedroom); so it’s important to make sure that their electronic gizmos are completely covered. Get in touch with your home insurance provider and ask if your policy extends to your children’s tech outside the home and if there are any Terms & Conditions you should know about.
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