If your home is built purely of timer it is important that this is fully disclosed when you are obtaining quotes for the property.
There are many different types of timber constructed properties in the UK and they may be more prevalent in rural or island areas. The property may be timber framed and clad with timber on the outside.
Many of these property types have come from the Scandinavian countries and may be marketed as chalet type properties.
When buying a house, the full details of the style and construction will be highlighted on the home report.
Insurers would treat these types of properties as non standard construction and would have a differing view of how they would underwrite these properties.
The main point to remember is to fully disclose the construction details at the time of the quote and this will ensure that the policy is set up on the correct basis.
This will then ensure that you don’t have any issues in the event of a claim under the policy in the future.
Obtain quotes from www.insurescotland.com and ensure that the construction type is fully disclosed.